It’s been just a couple of years since under new EU legislation (thanks EU!) banks were required to allow third-party access to account information and payment services.
Rugby, basketball, football...even FIFA 20 all drill the importance of moving towards the ball. It reduces the chance of an intercept and puts pace into the game.
Hire Purchase (HP), as a way of spreading the cost of a purchase, was conceived in England in the late 1800’s, well before the first mass-produced Model T Ford in 1908.